Executive Summary
We work with people who are losing anywhere from $100,000 to $1,000,000 because of the way they structured their financing and don’t even know it.

What is going to happen to me financially if I buy or refinance this home?
68% of Americans have more wealth in their home than they do in any other investment. Yet, most people don’t know what will happen to them financially if they buy or refinance a home.

Borrowing money really shouldn’t be a mystery.
Most lenders market what they think is “catchy” such as 1% interest rate, no closing costs, or free appraisal. Rarely do they consider what is going to happen to the client over time because of the borrowing decisions they make.

People see right through this and are looking for a better way. They want someone to show them how to make better borrowing decisions. They want to be assured they are making better decisions for retirement, a child’s college education or for being able to buy the vacation home they always wanted.

Successful wealth creation starts with understanding
There is now doubt that getting the lowest rate and fees is important. Yet, we have found a good strategy does far more to create wealth than a low interest rate. The right strategies tailored to your specific needs, along with a low rate, will dramatically increase wealth as well as your financial safety and security over time.

Begin with incorporating your largest asset (your home) and your largest liability (your mortgage) into your financial goal setting.
There is no one size fits all; everyone has different needs and goals. Incorporating your largest asset and your largest liability into your financial planning can potentially increase your wealth at retirement by $1,000,000 or more without changing your lifestyle along the way.

Billy Manders of The Manders Group has helped hundreds of clients make better borrowing decisions.
If you would like to learn more about how Billy can help you make better borrowing decisions give him a call. He will be happy to discuss your situation over the phone at no charge.