The Manders Process
1. Your loan application is completed and all Pre-Approval Checklist items are collected.

2. We order your credit report and gather from you any missing documents.

3. We issue your Pre-Approval and you begin looking at homes with a professional Realtor®.

4. You find your home and your Realtor® presents an offer on your behalf – the offer is accepted & closing date is set.

5. We meet with you and determine loan structure based on your financial goals and needs.

6. The Manders Group orders appraisal, title report, insurance binder, and other necessary documents.

7. The Manders Group submits complete file to underwriter for final loan approval.

8. Final approval is issued – any final conditions are collected and satisfied.

9. Loan is clear to close and closing documents are sent to the title company.

10. The Manders Group sends you a copy of the closing statement for you to review in advance.

11. CONGRATULATIONS! Our mobile notary comes to you for document signing and you become the owner of your new home.

12. The Manders Group stays in touch and our Client For Life philosophy begins!